Disclaimer
Investment Disclaimer
Last updated: November 4, 2026
Please read this Investment Disclaimer carefully before using House to House™ to evaluate or inform any real estate investment decision.
Not Investment, Financial, Legal, or Tax Advice
House to House™ is a real estate deal-analysis, tracking, due-diligence, and portfolio organization tool. Nothing provided through the platform — including the H2H Investment Score, cap rate, cash-on-cash return, DSCR, projections, reports, AI-generated analysis, or other calculations — constitutes investment, financial, legal, tax, accounting, mortgage, or other professional advice.
We Are Not a Licensed Advisor
Ellatrio Homes & Properties Inc. is not acting through House to House™ as a registered investment advisor, securities dealer, broker-dealer, mortgage broker, real estate brokerage, lender, accountant, or law firm. Nothing provided through House to House™ should be interpreted as a recommendation or solicitation to buy, sell, finance, or hold any particular property, security, or investment.
Your Inputs and Assumptions Matter
Calculations and analyses produced by House to House™ are based primarily on information entered by users together with applicable system assumptions, formulas, and reference criteria. We do not independently verify property prices, rental income, operating expenses, valuations, financing terms, mortgage balances, property conditions, or other information entered into the platform. Incorrect, incomplete, outdated, or unrealistic information or assumptions may result in inaccurate or misleading calculations, projections, scores, or analyses. You are responsible for reviewing and verifying the information used in evaluating an investment opportunity.
Projections, Estimates, and Past Performance
Any projections, forecasts, valuations, scores, estimated returns, or other forward-looking information displayed by House to House™ are provided for planning and informational purposes only and are not guarantees of current or future performance. Real estate investing involves risk. Property values, rental income, vacancy, operating expenses, interest rates, financing availability, regulatory requirements, taxation, and market conditions can change, and you may lose some or all of the capital invested.
AI-Generated Analysis
House to House™ may use artificial intelligence to generate observations, summaries, analyses, or other informational content. AI-generated content may be incomplete, inaccurate, or inappropriate for a particular property or circumstance and should not be relied upon as the sole basis for an investment decision. Users should independently verify material information and obtain appropriate professional advice before acting on AI-generated content.
Consult Qualified Professionals
Before purchasing, selling, financing, refinancing, renovating, or otherwise investing in real estate, you should consider obtaining advice from appropriately licensed or qualified professionals in your jurisdiction, including, where applicable, a real estate professional, mortgage professional, lawyer, accountant, tax professional, financial advisor, engineer, inspector, or other relevant specialist.
CMHC / MLI Select and Third-Party Information
Any House to House™ tools or content referencing CMHC, MLI Select, lender requirements, financing programs, or other third-party criteria are provided for general informational and planning purposes only. House to House™ and Ellatrio Homes & Properties Inc. are not affiliated with or endorsed by Canada Mortgage and Housing Corporation (CMHC) unless expressly stated otherwise. Program requirements, premiums, underwriting standards, eligibility criteria, lender requirements, and government policies may change — users should confirm current requirements directly with CMHC, participating lenders, and appropriately qualified professionals before making financing or investment decisions.
Limitation of Liability
To the fullest extent permitted by applicable law, House to House™ and Ellatrio Homes & Properties Inc. are not responsible for losses, damages, costs, or investment decisions arising from reliance on calculations, projections, scores, reports, AI-generated content, user-entered information, or other information provided through the platform. Additional limitations and conditions governing use of House to House™ are contained in our Terms of Service.
Changes to This Disclaimer
We may update this Investment Disclaimer from time to time. The updated version will be made available through the platform together with its effective or last-updated date. Continued use of House to House™ following an update constitutes acceptance of the revised Disclaimer to the extent permitted by applicable law.
See also AI Disclaimer · Terms of Service · Privacy Policy.
House to House™ is powered by Ellatrio Homes & Properties Inc., a corporation registered in Manitoba, Canada (Business Number 778256834).
Registered office: 21-1650 Leila Avenue, Winnipeg, MB, Canada R2P 2E5.